How to use Apple Wallet’s new fraud prevention on your iPhone
Smartphone developers regularly release new updates and patches. The goal is to fix bugs, improve security and add new features. Sometimes an update will come through without making itself known, although you’ll find out eventually.
Apple’s iMovie app makes it easy to create and edit movies, trailers, tutorials and more with your footage. You can link photos and movies, and add themes, music, and title cards. A recent update added more user-friendly functionality to the filmmaking process. Tap or click for the latest iMovie features.
Apple is now upgrading the fraud prevention features of Apple Pay for cards stored in the Wallet app. The update is rolling out to users with certain payment cards and we expect it to become more widespread over time.
Did you get the warning?
Twitter users report a new popup when opening Apple Wallet. The message reads: “Cards with enhanced fraud prevention now use information about your account, device and location to share fraud assessments with your payment network.”
This is new (to me at least). I just received a notification from Wallet that a specific card (a Visa from an Australian bank) now has enhanced fraud prevention.
— eurozerozero (@eurozerozero) Apr 20, 2022
Tapping More information will give you more information:
“For cards with certain enhanced fraud prevention features, when you attempt an online or in-app transaction, your device will evaluate information about your Apple ID, device, and location (if you have location services enabled), to develop fraud prevention assessments, which are Apple uses to identify and prevent fraud,” the warning reads.
Apple’s notes also state that the company will share “fraud prevention ratings and information about your transaction (such as purchase amount, currency, and date) with your payment card network for fraud prevention.”
AppleInsider confirmed the warning, noting that it currently appears to be rolling out only to users with Visa cards.
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What does it mean?
It appears that the location of your iPhone at the time you make a purchase may be sent to Apple and the card issuer to help prevent fraud. But what if you disabled location services?
This security update may cause problems if you are traveling and want to make a purchase. It’s something to keep in mind.
If you do not want to share the fraud prevention rating, please select another card. There is currently no way to opt out of this feature.
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